Leadership and Islam

It is a well-known fact that the Prophet of Islam (saw) was the supremely successful man in the entire human history. But he was not just a hero, as Thomas Carlyle has called him. According to the Qur’an, he was the best example for all mankind. He has shown us the way of achieving supreme success in this world. By studying the life of the Prophet (saw), we can derive those important principles which were followed by the Prophet (saw). Indeed, the Prophet of Islam (saw) was a positive thinker in the full sense of the word. All his activities were result-oriented. He completely refrained from all such steps as may prove counter-productive.

First Principle: To begin from the possible
This principle is well explained in a saying of Aishah. She said: “Whenever the Prophet had to choose between two options, he always opted for the easier choice.” (Al-Bukhari) To choose the easiest option means to begin from the possible and one who begins from the possible will surely reach his goal.

Second Principle: To see advantage in disadvantage
In the early days of Mecca, there were many problems and difficulties. At that time, a guiding verse in the Qur’an was revealed. It said: “With every hardship there is ease, with every hardship there is ease.” (94:5-6).
This means that if there are some problems, there are also opportunities at the same time. And the way to success is to ignore the problems and avail the opportunities.

Third Principle: To change the place of action
This principle is derived from the Hijrah. Hijrah was not just a migration from Mecca to Medina. It was to find a more suitable place for Islamic work, as history proved later on.

Fourth Principle: To make a friend out of an enemy
The Prophet (saw) of Islam was repeatedly subjected to practices of antagonism by the unbelievers. At that time the Qur’an enjoined upon him the return of good for evil. And then, as the Qur’an added, “You will see your direst enemy has become your closest friend” (41:34). It means that a good deed in return of a bad deed has a conquering effect over your enemies. And the life of the Prophet(saw) is a historical proof of this principle.

Fifth Principle: To turn minus into plus
After the Battle of Badr, about 70 of the unbelievers were taken as the prisoners of war. They were educated people. The Prophet(saw) announced that if any one of them would teach ten Muslim children how to read and write he would be freed. This was the first school in the history of Islam in which all of the students were Muslims, and all of the teachers were from the enemy rank. Here I shall quote a British orientalist who remarked about the Prophet of Islam (saw): He faced adversity with the determination to writing success out of failure.

Sixth Principle: The power of peace is stronger than the power of violence
When Mecca was conquered, the entire Prophet’s (saw) direst opponents were brought before him. They were war criminals, in every sense of the word. But the Prophet (saw) did not order to kill them. He simply said: “Go, you are free.” The result of this kind behavior was miraculous. They immediately accepted Islam.

Seventh Principle: Not to be a dichotomous thinker
In the famous Ghazwa of Muta, Khalid bin Walid decided to withdraw Muslim forces from the battlefield because he discovered that the enemy was unproportionately outnumbered. When they reached Medina, some of the Muslims received them by the word “O Furrar (O deserters!)” The Prophet (saw) said “No. They are Kurrar
(men of advancement).” Those Medinan people were thinking dichotomously, either fighting or retreating. The Prophet (saw) said no. There is also a third option, and that is to avoid war and find a time to strengthen yourself. Now history tells us that the Muslims, after three years of preparation, advanced again towards the Roman border and this time they won a resounding victory.

Eighth Principle: To bring the battle in one’s own favorable field
This principle is derived from the Ghazwa of Hudaibiyya. At that time, the unbelievers were determined to engage Muslims in fighting, because obviously they were in an advantageous position. But the Prophet (saw), by accepting their conditions unilaterally, entered into a pact. It was a ten-year peace treaty. Until then, the meeting ground between Muslims and non- Muslims had been on the battlefield. Now the area of conflict became that of ideological debate. Within two years, Islam emerged as victorious because of the simple reason of its ideological superiority.

Ninth Principle: Gradualism instead of radicalism
This principle is well-established by a hadith of Al-Bukhari. Aishah says that the first verses of the Qur’an were related mostly to heaven and hell. And then after a long time when the people’s hearts had softened, the specific commands to desist from adultery and drinking were revealed in the Qur’an. This is a clear proof that for social changes, Islam advocates the evolutionary method, rather than the revolutionary method.

Tenth Principle: To be pragmatic in controversial matters
During the writing of Hudaibiyyah treaty, the Prophet (saw) dictated these words: “This is from Muhammad, the Messenger of God.” The Qurayshi delegate raised objections over these words. The Prophet (saw) promptly changed the word and ordered to write simply Muhammad, son of Abdullah.

These were the principles through which the Prophet of Islam (saw) gained that success which has been recognized by historians as the true success.


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Islamic Banking in Indonesia in Brief

In view of providing a wider banking services alternative to Indonesian economy, the development of Islamic banking in Indonesia is implemented under dual banking system in compliance with the Indonesian Banking Architecture (API). Islamic banking and conventional banking systems jointly and synergically support a wider public fund mobilization in the framework of fostering financing capability of national economic sectors.

The characteristic of Islamic banking operation is based on partnership and mutual benefits principle provides an alternative banking system with mutual benefits both for the public and the bank. This system will give priorities to aspects related to fairness in transaction and ethical investment by underlining the values of togetherness and partnership in production, and by avoiding any speculative activity in financial transaction. By providing various products and banking services supported by varietive financial scheme. Islamic banking will be a credible alternative that can be benefited by all of Indonesian people without exception.

In the context of macro economic management, an extensive use of various Islamic financial products and instrument will help attaching financial sector and real sector and create harmonization between the two sectors. In addition to support financial and business the widely use of islamic product and instrument will also reduce speculative transactions in thus the economy supports the stability of overall financial system. At the end, the Islamic banking will significantly contribute to the achievement of mid-long term price stability.

The enactment of Act no. 21 of 2008 issued on July 16, 2008 has provided a more adequate legal base to the development of Islamic banking in Indonesia ,and consequently will accelerate the growth of the industry. With an impressive development progress reaching an annual average asset growth of more than 65% in the last five years, it is expected that Islamic banking industry will have a more significant role in supporting national economy.

Policy of Islamic Banking Development in Indonesia.

”The Blueprint of Islamic Banking Development in Indonesia ” prepared by Bank Indonesia in 2002 provides guidance to stakeholders of Islamic banking and to set the position and vision of Bank Indonesia in developing Islamic bank in Indonesia. In the process of preparing this Blueprint, various aspects have been taken comprehensively into consideration such as the actual condition of national Islamic banking industry including related tools, development trend of Islamic banking industry within international scale as well as system development of national Islamic finance that has started to be materialized and inseparable from wider architectural landscape such as Indonesian Banking Architecture (API) and Indonesian Financial System Architecture (ASKI) including international best practices formulated by international Islamic financial institutions such as IFSB (Islamic Financial Services Board), AAOIFI and IIFM.

The development of Islamic banking was directed to provide the highest benefits to the public and to give optimal contribution to national economy. Consequently its development path is always referred to other strategic plans, such as Indonesian Banking Architecture (API), Indonesian Financial System Architecture (ASKI) as well as Medium Term National Development Plan (RPJMN) and Long-Term National Development Plan (RPJPN). Therefore, the policy in developing Islamic banking is a part and an activity supporting the achievement of a larger scale strategic planning in developmnet at national level.

”The Blueprint of of Islamic Banking in Indonesia ” defines the vision, mission and target of Islamic banking development as well as strategic initiatives with clear priorities in response to the main challenge and in reaching the target for the next ten years by achieving significant market share of Islamic banking through the advancement of the role of Islamic banking in the national, regional and international financial activities with other Islamic financial sectors.

In the condition of its integration, in the short term, the phase of Islamic banking development is more directed toward servicing the huge potential of domestic market. In other words, Indonesian Islamic banking must be able to become domestic player with an internatioal quality in services and performance.

Subsequently, the Islamic banking system envisioned by Bank Indonesia is a modern Islamic banking with open and universal characteristics and inclusive to all Indonesian people with no exception. It refers to banking system presenting applicative forms of Islamic economic concept that is wisely formulated in the current context of problems faced by Indonesia within the consciousness of the historical socio-cultural condition of this country. Only by doing that, the aspiration development of Islamic banking will always be recognized and accepted by all Indonesian people as a part of the solutions to the various problems encountered by this country.

Grand Strategy of Islamic Banking Market Development
In line with the concrete efforts in developing Islamic banking in Indonesia, Bank Indonesia has formulated a Grand Strategy of Islamic Banking Market Development, as a comprehensive strategy of market development covering strategic aspects, such as: determining the vision of 2010 as the leading Islamic banking industry in ASEAN, creating the new image of inclusive and universal Islamic banking, mapping a more accurate market segment, developing more various products, improving services as well as adopting new communication strategy of Islamic banking by positioning it as a beyond banking position. ( Islamic banking is more than just a bank).

Hence, different concrete programs have and will be performed as the implementation stage of the Grand Strategy of Islamic Banking Market Development including but not limited to the following measures:

First, assigning a new vision of Islamic banking development on phase I in 2008 to build understanding in Islamic banking as Beyond Banking by reaching an asset target of Rp 50 trillion and industrial growth of 40%, phase II in 2009 with the objective of positioning Indonesian Islamic banking as the most attractive one in ASEAN. Phase III in 2010 will have the objective of attaining Indonesian Islamic banking as a leading Islamic Bank in ASEAN.

Second, new image program of Islamic banking that includes positioning, differentiation and branding aspects. The new positioning of Islamic bank as banking that provides mutual benefits to both parties, differentiation aspect with competitive advantages with various products and schemes, transparency, competent and ethical finance, updated and user friendly information technology as well as qualified investment expert of Islamic finance. Branding aspect will be represented by ”Islamic bank, more than just a bank “( beyond banking).

Third, new mapping program which is more accurate on Islamic banking market potential that generally directs Islamic bank services as universal service or bank accessible for all kinds of people and all segments in accordance with the strategy of each Islamic bank.

Fourth, product development program directed to various products variations supported by the unique value offered (mutual benefits) and strenghthened by a wide office network and the use of easily comprehended standards of product name (example : deposit – iB, financing – iB).

Fifth, program of service quality enhancement supported by competent human resources and the supply of information technology to meet customer ’s requirement and satisfaction. This competency is also expected to be able to communicate products and services of Islamic banking to customer correctly and clearly get always complying to sharia principles; and

Sixth, a wider and more efficient socialization and educational program for public interest through various direct or indirect (printing and electronic media, online/website) communication channels with the objective of contributing comprehension on the advantages of Islamic banking products and services that can be benefited by the public.


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Introduction & History of Accounting

INTRODUCTION
Accounting and Bookkeeping, the process of identifying, measuring, recording, and communicating economic information about an organization or other entity, in order to permit informed judgments by users of the information. Bookkeeping encompasses the record-keeping aspect of accounting and therefore provides much of the data to which accounting principles are applied in the preparation of financial statements and other financial information.
Personal record keeping often uses a simple single-entry system, in which amounts are usually recorded in column form. Such entries include the date of the transaction, its nature, and the amount of money involved. Record keeping of organizations, however, is based on a double-entry system, whereby each transaction is recorded on the basis of its dual impact on the organization’s financial position or operating results or both. Information relating to the financial position of an enterprise is presented on a balance sheet, while disclosures about operating results are displayed on an income statement. Information relating to an organization’s liquidity—namely, how it obtains and spends cash—is shown on a statement of cash flows. These three financial statements provide information about past performance, which in turn becomes a basis for readers to try to project what might happen in the future.

HISTORY
Bookkeeping and record-keeping methods, created in response to the development of trade and commerce, are preserved from ancient and medieval sources. Double-entry bookkeeping began in the commercial city-states of medieval Italy and was well developed by the time of the earliest preserved double-entry books, from 1340 in Genoa.
The first published accounting work was written in 1494 by the Venetian monk Luca Pacioli. Although it disseminated rather than created knowledge about double-entry bookkeeping, Pacioli's work summarized principles that have remained essentially unchanged. Additional accounting works were published during the 16th century in Italian, German, Dutch, French, and English, and these works included early formulations of the concepts of assets, liabilities, and income.
The Industrial Revolution of the mid-1700s created a need for accounting techniques that would be adequate to handle mechanization, factory-manufacturing operations, and the mass production of goods and services. With the emergence in the mid-19th century of large, publicly owned business corporations, owned by absentee stockholders and administered by professional managers, the role of accounting was further redefined.
Starting in the mid-20th century, machines—particularly computers—performed many of the bookkeeping functions that are vital to accounting systems. The widespread use of computers broadened the scope of bookkeeping, and the term data processing now frequently encompasses bookkeeping.


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"FAMILY" AND "MOTHER'S DAY"

F-A-M-I-L-Y

I bumped into a stranger as he passed by, “Oh, excuse me please" was my reply. He said, "Please excuse me too; wasn’t even watching for you." We were very polite, this stranger and I. We went on our way and we said good-bye. But at home a different story is told, how we treat our loved ones, young and old. Later that day, cooking the evening meal, my daughter stood beside me very still. When I turned, I nearly knocked her down. "Move out of the way," I said with a frown. She walked away; her little heart was broken. I didn't realize how harshly I'd spoken. While I lay awake in bed, God's still small voice came to me and said, "While dealing with a stranger, common courtesy you use. But the children you love, you seem to abuse. Look on the kitchen floor, you'll find some flowers there by the door. Those are the flowers she brought for you. She picked them herself: pink, yellow and blue. She stood quietly not to spoil the surprise, and you never saw the tears in her eyes." By this time, I felt very small, and now my tears began to fall. I quietly went and knelt by her bed; "Wake up, little girl, wake up," I said. "Are these the flowers you picked for me?" She smiled, "I found 'em, out by the tree. I picked 'em because they're pretty like you. I knew you'd like 'em, especially the blue." I said, "Daughter, I'm sorry for the way I acted today; I shouldn't have yelled at you that way." She said, "Oh, Mom, that's okay. I love you anyway." I said, "Daughter, I love you too, and I do like the flowers, especially the blue." Are you aware that: If we die tomorrow, the company that we are working for could easily replace us in a matter of days. But the family we left behind will feel the loss for the rest of their lives. And come to think of it, we pour ourselves more into work than to our family - an unwise investment indeed. So what is behind the story? You know what is the full word of family? FAMILY=(F)ather (A)nd (M)other, (I) (L)ove (Y)ou! Fill life with love and bravery and we shall live a life uncommon
http://www.make4fun.com/funny-short-stories.php?stuff=family&id=3727

Mothers day - inspiring story about mother
(An inspiring motivational story)
A man stopped at a flower shop to order some flowers to be wired to his mother who lived two hundred miles away.
As he got out of his car he noticed a young girl sitting on the curb sobbing.
He asked her what was wrong and she replied, "I wanted to buy a red rose for my mother.
But I only have seventy-five cents, and a rose costs two dollars."
The man smiled and said, "Come on in with me. I'll buy you a rose."
He bought the little girl her rose and ordered his own mother's flowers.
As they were leaving he offered the girl a ride home.
She said, "Yes, please! You can take me to my mother."
She directed him to a cemetery, where she placed the rose on a freshly dug grave.
The man returned to the flower shop, canceled the wire order, picked up a bouquet and drove the two hundred miles to his mother's house.
http://www.indianchild.com/short_stories.htm
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An Example of CURRICULUM VITAE-Type 2

Personal Details
Full Name : Raditya Adipramono
Sex : Male
Place, Date of Birth: Palangka Raya, December 18, 1983
Nationality : Indonesia
Marital Status : Single
Height, Weight : 173 cm, 68 kg
Health : Perfect
Religion : Moslem
Address : Jl. Nangka 176 Mundu Depok-Sleman DIY 55281
Mobile : 08132828xxxx
E-mail : addit83@gmail.com

Educational Background
1989 – 1995 : Sidorejo 1 Elementary School, Pangkalan Bun, Center of Kalimantan
1995 – 1998 : Junior High School 1, Pangkalan Bun, Center of Kalimantan
1998 – 2001 : Muhammadiyah 2 Senior High School, Yogyakarta
2004 – 2008 : English Department Faculty of Letter, Ahmad Dahlan University Yogyakarta. Cumlaude predicate with GPA: 3,51.
2009-Present :Postgraduate (Masters Degree) English Learning & Teaching, Ahmad Dahlan University Yogyakarta

Work Experience
August 2009-Present : As an English Lecturer in Sekolah Tinggi Ekonomi Islam – Islamic Banking School Yogyakarta.

Skills
Language: Fluent in English.

Interests
Music (singing, play the keyboard and guitar);
Ventriloquist;
Basketball.


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An Example Of CURRICULUM VITAE-Type 1

Raditya Adipramono, SS.
Jl. Nangka 176 Mundu Depok-Sleman DIY 55281
(0274) 484096 HP: 08132828xxxx
E-mail: addit83@gmail.com

EDUCATION
2004 – 2008 : English Department Faculty of Letter, Ahmad Dahlan University Yogyakarta. Cumlaude predicate with GPA: 3,51.

2009-Present : Postgraduate (Masters Degree) English Learning & Teaching, Ahmad Dahlan University Yogyakarta

WORK EXPERIENCE
August 2009-Present : As an English Lecturer in Islamic Banking School - Sekolah Tinggi Ekonomi Islam Yogyakarta.

SKILLS
Language: Fluent in English, Passive Mandarin.

INTERESTS
Music (singing, play the keyboard and guitar);
Ventriloquist;
Basketball.
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